Balancing Boots & Books

Finding Time for Finances

Life gets busy. Between early mornings at the barn, running a business, taking care of the family, and everything in between, finding time to focus on finances can feel impossible. But the truth is, even small pockets of time can make a big difference.

Spending time with your horses teaches a lot about patience. We don’t bond with them just by winning runs or perfect training. Some of the most important moments are the quiet ones—brushing, sitting in the barn, just being present. Money works the same way. You can’t expect to glance at your accounts once a month and have everything magically work out. You need a plan, and you need to spend the small moments in your finances.

Start by carving out just 15–20 minutes a day or a few times a week. Maybe it’s while your coffee brews in the morning, or during a quiet moment after chores. Use that time to check your accounts, review upcoming bills, or update a simple budget.

Systems help make it easier. Automate savings, set reminders for recurring bills, and organize your statements digitally. These small steps turn financial management from a looming task into something that fits naturally into your day.

The key is consistency, not perfection. Just like bonding with a horse takes time and presence, building confidence and understanding with your finances takes steady, small attention. Over time, those few minutes add up to real change.